Closing Your SBI Credit Card

If you no longer wish to use your SBI Credit Card, you can permanently close your account. However, before proceeding, ensure you have:

• Settled all outstanding dues: This includes your credit card bill, any applicable late fees, and over-limit charges.
• Paid any annual fees: If your card has an annual fee, you must pay any outstanding fees before closure.

Once you’ve taken care of these points, proceed with the following steps to close your SBI Credit Card:

Option 1: Through Customer Care

• Call the SBI Card helpline numbers mentioned above.
• Inform the representative that you wish to close your account.
• They will ask you to confirm your details and reason for closing the account.
• Once confirmed, your account will be closed within 7 working days.

Option 2: By Writing a Letter

• Draft a letter requesting closure of your SBI Credit Card account.
• Include your card details, contact information, and a brief reason for closure.
• Sign the letter and mail it to: SBI Card, PO Bag 28, GPO, New Delhi-110001

Taking control of your finances and managing credit responsibly involves understanding how to handle different situations with your credit cards. Whether you’ve misplaced your card, suspect fraudulent activity, or simply want to close your account, knowing the process for blocking and closing your SBI Credit Card is crucial. This guide will walk you through both processes step-by-step.