Beneficiaries of Pradhan Mantri Awas Yojana-Urban (PMAY-U)
People belonging to economically weaker sections, middle-income groups, and low-income group families of society can take benefit from this scheme. To avail of the benefits of the PMAY-U scheme, one should not own a pucca house either in his own name or in the name of any member of your family in any part of India to get Central Mission Assistance.
Pradhan Mantri Awas Yojana-Urban (PMAY-U)
Pradhan Mantri Awas Yojana-Urban is a mission of the government of India launched on 25th June 2015 by the Ministry of Housing and Urban Affairs (MoHUA). The main aim of this yojana is to construct pucca houses for all eligible urban peoples among EWS/LIG and MIG and slum dwellers by the year 2022. Central Nodal Agencies (CNAs), State level Nodal Agencies (SLNAs), Primary Lending Institutions (PLIs), and Implementing Agencies (IAs)/Urban Local Bodies (ULBs) are the main stakeholders who play an essential role in the success and implementation of PMAY-U.
This mission covers the entire urban areas consisting of notified planning areas, special area development authorities, Statutory towns, development authorities, industrial development authorities, or any such authority under state legislation that is entrusted with urban planning and regulations.
It provides ownership of houses in joint name or female member that promotes women’s empowerment. Differently abled persons, SCs, minorities, STs, OBCs, senior citizens, transgender, single women, and other vulnerable and weaker section can avail this yojana. This yojana adopts a cafeteria approach that suits the needs of individuals on the basis of their geographical conditions, economic conditions, topography, infrastructure and availability of land, etc.