Benefits of the Ayushman Bharat
- Ayushman Bharat Yojana (PM-JAY) offers beneficiaries coverage of up to Rs 5 lakh as well as cashless medical treatment in both public and private hospitals in India.
- Every household in India that meets the Ayushman Bharat Yojana qualifying criteria can have this money covered for specific secondary and tertiary care problems.
- It assists families by providing access to healthcare services and financial aid for daycare treatments, including pre-existing diseases.
- Across India, the plan covers over 1,350 medical packages at both public and commercial network hospitals.
- Accommodation while in the hospital.
- Everyone in the family may use it.
- Pre-existing conditions are covered from the start.
- Pre- and post-hospitalization expenses
- It covers all hospitalization expenditures for beneficiaries through cashless transactions.
- Covers any difficulties that arise during therapy.
- There are no limitations on age, gender, or family size.
Features and Analysis of Ayushman Bharat Scheme
The Government of India introduced the ‘Ayushman Bharat program in 2018 (as defined in the National Health Policy 2017) to make healthcare services more accessible and affordable to residents, and to help the country meet its aim of universal health coverage (UHC) by 2030.
Ayushman Bharat has been created to achieve the SDGs and its underlying promise to “leave no one behind.” Ayushman Bharat is an endeavor to transform from a sectoral and divided approach to healthcare delivery to a comprehensive, need-based method. It aspires to implement ground-breaking programs to address health issues comprehensively (including prevention, promotion, and ambulatory care) at the basic, intermediate, and higher levels.
The two important characteristics of ‘Ayushman Bharat‘ are as follows:
A. Establish Health and Wellness Centres (HWCs):
The initiative, which was launched in February 2018, aimed to provide quality health services to individuals closer to their homes by creating 1,50,000 Health and Wellness Centres (HWCs).
B. Pradhan Mantri Jan Arogya Yojana (PM-JAY):
The initiative, which was launched in September 2018, aimed to provide hospital and community services to society’s most needy members. More than 10.74 crore poor and vulnerable families, or the bottom 40% of India’s population, were to receive medical coverage of Rs. 5 lakh per family per year for secondary and tertiary care hospitalization under the scheme.
PM-JAY will cover practically all secondary care and most tertiary care treatments’ medical and hospitalization costs. PM-JAY has defined 1,350 medical packages that include surgery, medical and daycare treatments, medications, diagnostics, and transportation.