A co-branded credit card designed for drivers looking for extra benefits and fuel savings is the ICICI HPCL Super Saver Credit Card. With alluring perks like eating discounts and rewards on buying fuel at HPCL pumps, it’s an appealing option for regular travelers and eaters.
Joining Fee
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₹500
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Annual Fee
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₹500
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Joining Benefits
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₹2,000 reward points and ₹100 cashback on HP Pay app
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Pros
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- Complimentary Lounge Access – ₹5000 spend required in previous quarter
- Complimentary Roadside Assistance (RSA) – Some new stuff
- 25% discount (up to ₹100 per transaction) on movie ticket bookings on BookMyShow and INOX movies individually, twice a month
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Cons
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- This newly launched HPCL super saver credit card is just as conservative as other ICICI HPCL cards when it comes to rewards.
- Simple changes could have been done to existing HPCL credit card and save time in setting up a new product altogether.
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Key Features
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- 2,000 reward points on ₹5,000 spends & ₹100 cashback on recharge via HP Pay app as joining bonus
- 4% cashback of up to ₹200 per month on fuel purchases at HPCL pumps
- 5% reward points, up to 400 points/month worth ₹100, on grocery, departmental store & utility bill spends
- Additional 1.5% savings at the rate of 6 points per ₹100 spent on fuel at HPCL fuel outlets via the HP Pay app
- 1 complimentary domestic lounge access per quarter, subject to spending ₹5,000 in the previous quarter
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Eligibility
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- Occupation: Salaried or Self-employed
- Minimum Income: Salaried or Self-employed
- Documents Required: Proof of Identity (Available to both Salaried and Self-employed), Proof of Address (Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document), Proof of Income (Latest one or 2 salary slip (not more than 3 months old), Latest Form16, Last 3 months’ bank statement)
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Opinion: The newly launched HPCL Super Saver credit card appears to offer enticing rewards and benefits for fuel consumers, particularly with its cashback and reward points structure. However, its resemblance to existing ICICI HPCL cards may deter potential users seeking innovative features. Nonetheless, its cashback and reward points make it a competitive option.