Loan Against ICICI Bank FD
To meet urgent personal or business financial demands without compromising the FD. Depositors can borrow up to 90% of their FD as an overdraft facility at nominal interest rate with no processing fees and foreclosure charges.
Interest Rate |
2-3% premium over the interest offered to the deposit. |
---|---|
Loan Amount (for online overdraft against FD) |
₹10,000 to ₹10 Crore |
Type of Loan Facility |
Overdraft Facility upto 90 % of the FD amount. |
Processing fees |
Zero processing fees and prepayment penalties |
ICICI FD Interest Rates 2024
ICICI Bank is one of India’s most well-known financial institutions. With its diverse range of financial services and products, it not only facilitates the mobilisation of savings in the economy but also enables people to develop financial discipline. ICICI provides fixed deposit services to its customers who want to place their money without exposing it to market fluctuation as a way to facilitate savings.
Customers may open fixed deposit (FD) accounts with ICICI Bank and choose from a variety of deposit terms and interest rates. The available FD schemes meet the demands of customers from various backgrounds. Here is all you need to know before deciding how to manage your savings.
Table of Content
- ICICI Bank FD Interest Rates on Domestic Deposits (less than ₹2 crore)
- ICICI Bank FD Interest Rates on Domestic Deposits (₹2 crore-₹5 Crores)
- Features of ICICI Bank Fixed Deposit
- Types of ICICI Bank FD Schemes
- How to Invest in ICICI Bank FD?
- Eligibility to Open an ICICI Bank FD Account
- Documents Required to Open ICICI Bank FD
- Tax on ICICI Bank Fixed Deposit
- Loan Against ICICI Bank FD
- Premature Closure of ICICI Bank Fixed Deposit
- Frequently Asked Questions (FAQs)